Insuring Electric Two-Wheelers vs Electric Cars: Why Policy Structures Are Not the Same

Insuring Electric Two-Wheelers vs Electric Cars

Insuring Electric Two-Wheelers vs Electric Cars: Electric mobility is no longer limited to cars. Across many markets, electric two-wheelers—such as scooters and motorcycles—are growing even faster than electric cars, driven by affordability, urban convenience, and government incentives. While both categories rely on batteries and electric motors, their insurance policies are fundamentally different in structure, pricing … Read more

Residual Value Risk in EVs and Its Direct Impact on Insurance Premiums

Residual Value Risk in EVs

Residual Value Risk in EVs: Electric vehicles (EVs) are rapidly transforming the global automotive market, but alongside innovation comes financial uncertainty—particularly around residual value risk. Residual value, the estimated worth of a vehicle at the end of a defined ownership period, plays a central role in insurance pricing, claims settlements, and underwriting strategies. For EVs, … Read more

EV Insurance Discounts Explained: Telematics, Smart Driving Data, and Usage-Based Premiums

EV Insurance Discounts Explained

EV Insurance Discounts Explained: Electric vehicles are not only transforming how people drive—they are also reshaping how insurance premiums are calculated. Unlike traditional internal combustion engine (ICE) vehicles, EVs are data-rich machines capable of recording detailed information about driving behaviour, energy consumption, charging habits, and vehicle health. This constant flow of data has enabled insurers … Read more

EV Insurance for Fast-Charging Vehicles: How DC Charging Impacts Risk and Premiums

EV Insurance for Fast-Charging Vehicles

EV Insurance for Fast-Charging Vehicles: Fast charging has become one of the strongest selling points of modern electric vehicles. With DC fast chargers capable of replenishing significant battery range in minutes rather than hours, EV ownership is becoming more practical for long-distance travel and commercial use. However, what many buyers don’t realize is that fast-charging … Read more